Free Online Debt Consolidation

There many websites that will help get the debt consolidation process started for you for free. This website offers a wide range of debt services and solutions. No bankrupty filings, reduce payments by 40-60%, and free consultation to determine what is best for you. They have an 800 # that is open 24/7. Another very helpful site was AmericanFinancialService.org, they will negotiate your settlement for you (sometimes reducing it by 40-60%). They will help set you up with a low monthly payment that is affordable (this is determined when you have your one on one client counseling session). They contact your creditors and act as your representative. It can be overwhelming to deal with bad credit or large debt and these types of services can help organize things and negotiate a deal you can live with.